talkmagic.co.uk

I just a heard a glimpse of something on the news..

Apparantly people on benefits can now get a mortgage.. !!! If this turns out to be true then I think thats very wrong..

I was watching wife swap yesterday and a fewother programs and there is this recent attitude where people think they have a RIGHT not to work.. its sickening...

I understand if people get benefits they are entitled to. I get working tax credits as I work (worked)all the hours God sends while my wife is at Uni and working part time.

But people who dont WANT to work and get £2k a month and then have the opportunity to get a mortgage makes me sick. Why is it some people on benefits get more than those who work bloody hours and hard labour for less money??

And you see young folk popping sprags by the minute because the more they have the more money they can claim..

What is the future looking like? Bleak in myopinion. Why cant the government see it for what it is.. people that dont want to work just claim money because its easy to??!!

popping sprags

ive heard of popping sprogs and being a photocopier but not sprags.

i agree with you i.d with one caveat, being a carer for a disabled person and recently disabled myself i know allto well that your credit rating goes into the toilet and you can forget about getting a loan from anyware else than provident at 145%, let aloan a morgage.
so i'd be happy to have the oportunity to buy my own home rather than chuck away £650 a month.

I'm all for no child benefit after the first child unless you have a job and working for your benefits but as it stands you can get bumped onto subsistance, drink it on a tuesday and recieve a crissis loan on the wednesday, yet a disabled person can aply for a loan for a bed and get turned down, weres the fairness in that.

i'd also like fair pay for carers, not the derisery 88p an hour we get now.

I do think that anyone on a benefit like incapacity or job seekers should be made to work a minimum of community service or charity hjours a week for that money.

But when it comes to mothers I think it's a different case. The government should be encouraging mothers to stay at home with their children and not go back to work. It's so much better for the child to be cared for by their parents rather than stuck in a nusary all day. I think it's really sad when you see all these career women who just seem to treat their children accessories.

a mother i know "see phtocopier reference" has had a child every two years from five diferent partners, purely to recieve benefits and housing,
if she had not got family allowence after the first child she would not have carried on shelling peas.
while she is in a minority, an ever increasing minority, all of her children have been brought up as disabled and denied education and stimulus that a working family can provide, thats my problem with the current system.

I agree with you that there are those who will play the system, but to take away child benefit across the board would just make life much harder for the genuine women (or men of course) who want to bring up their children themselves and give them the love and attention that they deserve.

I'm all for no child benefit after the first child unless you have a job

agreed but just to clarify if one partner has a job ie the bloke then they could get child benefit for a second or third child.

Aren't we lucky to have enough money to be able to afford computers and broadband so that we can winge about 'scroungers'?

Many, many people are in various states of poverty in this country, and it is absurd to claim that they are all in those states because of laziness. I wouldn't trust the view of people that TV producers encourage you to have. TV producers are largely interested in putting 'extreme' people on the box, since it keeps you watching and paying for their Islington houses, while they criticise the poor.

Lee

actually, to a larger degree i agree...

the press only report bad news...good news doesnt really "sell"...

richard and judy - predicting giant flesh eating bugs, bird-flu and quite possibly exploding herons - ok, im a bit foggy on that last one...

however, a heady mix of richard and judy's lazy journo skills, and the tabloids wanting to sell papers first and foremost can cause massive civil unrest...

avoid both in equal measure, there are only versions of the absolute truth out there folks...and it's best avoided...

i try and avoid reality for as long as possible on a daily basis...

Also remember that families on benefits only receive multiples of the statutory amounts prescribed by the state for each person. Which is to say they only get enough to keep each kid in clothes and food etc, not loads of disposable income. The papers love to throw out figures of tens of thousands of pounds but if you take a sec to look at the amount they've received over a year and divide it by the number of people in the household you'll see that these folk aren't living a life of luxury. A lazy and relatively comfortable life in that they don't have to worry about where the rent and food's coming from certainly, but you won't see 'em in Florida any time soon.

Of course, Im not talking about the majority.. most of us, if we were to claim benefits.. would get barely enough to pay the bills.

But there ARE those who get stupid amounts. And these people could work, should they choose to. There are those that sponge off the state..

whats to stop people having lots ofkids and giving their kids the very basics so they can live luxurious.. or at least well off compared to most?

Say what you like about Hitler and Saddam Hussein, they wouldn't have let people get away with dossing around on benefits.

Tony Blair has destroyed this country almost single handedly.

Every one thinks the world owns them a living at the moment its the postmen. Unions are a joke "what you want us to work for our money, we cant have that we are going on strike"

There are people in railways, schools , hospitals etc that get a whole lot of money for doing a whole lot of nothing. Take this as an example bloke has worked for the rail way for 14 years doing nowt. Comes in sits in his office and has no work to do what so ever and earns £30k a year. Manager comes down and say "Round about half past 11 could you go and open this door every morrining its only 3 yars away from your office" Said bloke contacts his union rep and the railways are on strike yet again.

bronz wrote: A lazy and relatively comfortable life in that they don't have to worry about where the rent and food's coming from certainly, but you won't see 'em in Florida any time soon.

Well, that's not entirely true...

A pal of my sister stayed off full time work (NHS) after her second sprog... ie. didn't go back after maternity leave on a full-time basis.

The second kid has something wrong with it's ticker (I don't know if it's boy or girl, so 'It' is relevant). Shame, yes. Sad, yes. But she basically does nothing but look after the kids, and works—I think—for about 16 hours a week.

Her husband has been unemployed for about 5 years... he was laid off from a large UK engine maker, and after his 'garden leave' went on the rock'n'role. Although, he has been known to do a 'bit on the side' for pound notes. On a daily basis, from what I've heard.

Anyhow...

She now works about 16 hrs, he's at home most of the time, on benefits. The two kids are sub-school age.

However...

1. They own (yes, own) a five bed detached house.
2. They have a brand new people carrier, and an Audi TT, 54 plate.
3. They holiday twice a year.
4. We live about 2 miles from them, and I drive past their pad daily. They have HUGE house parties, almost constantly.

Now... somewhere, somehow, they are raking in the dollar.

And I know one thing for sure, it ain't thru honest graft, cos I remember them 5 years back living practically hand-to-mouth.

OK, cynical I know... but it doesn't weigh up, does it?!?!

seige wrote:OK, cynical I know... but it doesn't weigh up, does it?!?!

this winds me up alittle, I work wife stays at home to look after our sprogs... we get family tax credits and thats it.

we dont have much money left after all the bills etc, drive a 10year old rover.... I can see why some people feel that would be better of on the dole.

Don't get me wrong: God forbid that I ever got into the situation where I couldn't work, in which case it would be great to have something to fall back on...

But the people that annoy me personally are the ones cheating the system, and basically engineering their life around benefits.

It's not healthy, and surely bringing kids up into a world where work isn't a necessity, these parents are basically acting irresponsibly.

As I was always led to believe, if you want something, you earn it.